Car Loans

Take out a car loan with AA Money and we’ll help you get started on your road journeys

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Key points


Your own reliable set of wheels will give you the independence to go where you want and when you want. From road trips to getting safely to work, you will be in charge of your route and destination.

Treat yourself

One of life’s thrills is the driving your new vehicle home. The excitement of showing your new toy off to your family and friends makes you forget that it is actually a transportation necessity.

Flexible loan options

  • Low, standard rates from 7.95%* p.a.
  • $0 monthly account fee
  • Pre-approved rates guaranteed for 45 days
  • Borrow up to $100K
  • Loan terms from 12 months to 5 years

     *Normal lending criteria, terms, conditions and fees apply

AA Expertise

AA Money can connect you to the wider expertise and benefits provided by the AA family of motor vehicle services to help you on your vehicle ownership journey.


How to Apply

Have your ID details handy and click on the button below to fill out a quick application form and we’ll get back to you as soon as possible!


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$60 off establishment fee

If you’re an AA Member, you can receive a discounted loan establishment fee when you apply and provide us with your valid AA Membership number.

Apply now

What makes us different



We strive to be as simple and understandable as possible in all of our communications with customers and others.



Our fees are upfront and there are no hidden costs. Our communications are clear and transparent.



The AA is one of New Zealand’s most respected and trusted brands and AA Money will live these time-honoured values.



AA products and services reach over 3 million Kiwis. AA Money can connect customers to valued benefits across the AA brand.

Apply with ease

Using our fast and secure approval process


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