*Normal lending criteria, terms and conditions apply. Interest rates range from 6.99% - 16.99% p.a. (including AA Membership discount of 0.5% p.a.). Actual rate will be allocated based on loan amount, AA Money credit criteria and AA Membership status. For more information on the ChargeNet Credit offer, click here.
^Valid AA Membership must be presented upon application to receive rate discount. Establishment fee of $290 applies. For more information on our interest rates, and the total cost of borrowing, click here.
Choose a loan with the name more Kiwis trust
AA Member Benefits
AA Members enjoy a 0.5% p.a. discount on their fixed loan interest rate with a valid AA Membership number upon application.
The AA has been trusted with helping millions of Kiwis through life’s journeys since 1903. Since then the AA has expanded to provide many diverse services including finance. AA Money would like to help you sort your money needs.
25c off per litre
Get a one-off discount from AA Smartfuel with 25c off per litre (up to 50 litres) when you provide your valid AA or Smartfuel Membership number.
How do I get a loan?
Get it sorted today
Complete our simple application form
Send us any supporting documentation we ask for
If successful, your loan will be paid out!
“Stress free, well informed, flexible. A great experience!”
AA Member Discount
Why choose AA Money?
Borrow with confidence
The AA has been guiding millions of Kiwis through life’s journeys and helping members in times of need since 1903. Choose a loan backed by one of New Zealand's most trusted brands.
Quick & easy process
Fill out our simple online application form or call us to have one of our friendly lending specialists help you through the process.
No surprise costs
All of our fees are clearly laid out on our pricing page. We strive to keep them as simple, transparent and as low as possible for you.