Please bear with us as we are experiencing high call and application volumes. If you are wanting to apply for a loan, please consider using the online application and then email us at [email protected] to indicate when you need the loan for to help us prioritise your application. If you have already submitted an application and need to follow up on the status and can't get through on the phone, please leave a message or email to let us know when you need your loan paid out.
For more information about this limited time discount rate promotion click here
*Normal lending criteria, terms and conditions apply. Interest rates range from 5.95% - 15.95%. Actual rate will be allocated based on loan amount and AA Money credit criteria. Establishment fee of $240 applies (AA Members receive a discounted fee of $180). For more information on our interest rates, and the total cost of borrowing, click here
Choose a loan with the name more Kiwis trust
AA Member Benefits
AA Members enjoy a reduction of 25% on their loan establishment fee with a valid AA Membership number upon application.
The AA has been trusted with helping millions of Kiwis through life’s journeys since 1903. Since then the AA has expanded to provide many diverse services including finance. AA Money would like to help you sort your money needs.
50c off per litre
Get a one-off discount from AA Smartfuel with 50c off per litre (up to 50 litres) when taking a loan out with AA Money.
How do I get a loan?
Get it sorted today
Complete our simple application form
Send us any supporting documentation we ask for
If successful, your loan will be paid out!
“Quick, easy, friendly, good rate.”
Discounted Interest Rate
Limited time offer!
Why choose AA Money?
Borrow with confidence
The AA has been guiding millions of Kiwis through life’s journeys and helping members in times of need since 1903. Choose a loan backed by one of New Zealand's most trusted brands.
Quick & easy process
Fill out our simple online application form or call us to have one of our friendly lending specialists help you through the process.
No surprise costs
All of our fees are clearly laid out on our pricing page. We strive to keep them as simple, transparent and as low as possible for you.