We remain open as an essential service to help our existing customers sort their money needs. During Alert Level 4 we are only able to finance vehicle purchases involved in essential services or being used by essential workers.  We continue to provide pre-approvals and refinancing of existing motor vehicle loans. Talk to us to see if we can help reduce your regular payment amount with your current provider. 

COVID-19 Information for AA Money Customers

The health and well-being of our customers and our team is our number one priority. Our team are all set up to work remotely and we are open for business as usual so want to reassure you that we are doing all we can to continue providing normal business services to our customers while providing these services safely from our new working environments. Read more...

Sorting your money needs

If you are looking to buy a vehicle we would love to help you sort your money needs.

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Choose a loan with the name more Kiwis trust

AA Member benefits

AA Member Benefits

AA Members enjoy a reduction of 25% on their loan establishment fee with a valid AA Membership number upon application.

AA brand

The AA

The AA has been trusted with helping millions of Kiwis through life’s journeys since 1903. Since then the AA has expanded to provide many diverse services including finance. AA Money would like to help you sort your money needs.

50c off per litre

50c off per litre

Get a one-off discount from AA Smartfuel with 50c off per litre (up to 50 litres) when taking a loan out with AA Money.

How do I get a loan?


Get it sorted fast & secure today

  1. Complete our simple application form

  2. Send us any supporting documentation we ask for

“Simple and easy, done electronically.”

- John

Limited time offer!

Make the most of our excellent rates and get great benefits.

We can help sort all your vehicle needs

Apply with ease

Using our fast and secure approval process


Top car buying tips

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Need help?

Our friendly team are here to answer all your questions

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Fast & secure online application

with our easy form


Why choose AA Money?

Trusted NZ brand

Borrow with confidence

The AA has been guiding millions of Kiwis through life’s journeys and helping members in times of need since 1903. Choose a loan backed by one of New Zealand's most trusted brands.

Quick Easy process

Quick & easy process

Fill out our simple online application form or call us to have one of our friendly lending specialists help you through the process.

No surprise costs

No surprise costs

All of our fees are clearly laid out on our pricing page. We strive to keep them as simple, transparent and as low as possible for you.