High application and call volumes

Please bear with us as we are experiencing high call and application volumes. If you are wanting to apply for a loan, please consider using the online application and then email us at [email protected] to indicate when you need the loan for to help us prioritise your application. If you have already submitted an application and need to follow up on the status and can't get through on the phone, please leave a message or email to let us know when you need your loan paid out.

Sorting your money needs

If you are looking to buy a vehicle we would love to help you sort your money needs.

AAF0048 Interest Rate Campaign Hero Banner v7

For more information about this limited time discount rate promotion click here

*Normal lending criteria, terms and conditions apply. Interest rates range from 5.95% - 15.95%. Actual rate will be allocated based on loan amount and AA Money credit criteria. Establishment fee of $240 applies (AA Members receive a discounted fee of $180). For more information on our interest rates, and the total cost of borrowing, click here

Choose a loan with the name more Kiwis trust

AA Member benefits

AA Member Benefits

AA Members enjoy a reduction of 25% on their loan establishment fee with a valid AA Membership number upon application.

AA brand

The AA

The AA has been trusted with helping millions of Kiwis through life’s journeys since 1903. Since then the AA has expanded to provide many diverse services including finance. AA Money would like to help you sort your money needs.

50c off per litre

50c off per litre

Get a one-off discount from AA Smartfuel with 50c off per litre (up to 50 litres) when taking a loan out with AA Money.

How do I get a loan?


Get it sorted today

  1. Complete our simple application form

  2. Send us any supporting documentation we ask for

  3. If successful, your loan will be paid out!

Want even more information about applying? Go to our application guide

Want even more information about applying?

Go to our application guide

We can help sort all your vehicle needs

“Quick, easy, friendly, good rate.”

- Harold

Discounted Interest Rate

Limited time offer!

Apply with ease

Using our fast and secure approval process


Top car buying tips

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Need help?

Our friendly team are here to answer all your questions

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Fast & secure online application

with our easy form


Why choose AA Money?

Trusted NZ brand

Borrow with confidence

The AA has been guiding millions of Kiwis through life’s journeys and helping members in times of need since 1903. Choose a loan backed by one of New Zealand's most trusted brands.

Quick Easy process

Quick & easy process

Fill out our simple online application form or call us to have one of our friendly lending specialists help you through the process.

No surprise costs

No surprise costs

All of our fees are clearly laid out on our pricing page. We strive to keep them as simple, transparent and as low as possible for you.