Sorting your money needs

If you are looking to buy a vehicle we would love to help you sort your money needs.

AAF0066 EV ChargeNet Incentive Campaign Promo Tile 1200x820

 *Normal lending criteria, terms and conditions apply. Interest rates range from 6.99% - 16.99% p.a. (including AA Membership discount of 0.5% p.a.). Actual rate will be allocated based on loan amount, AA Money credit criteria and AA Membership status. For more information on the ChargeNet Credit offer, click here.

^Valid AA Membership must be presented upon application to receive rate discount. Establishment fee of $290 applies. For more information on our interest rates, and the total cost of borrowing, click here.

Choose a loan with the name more Kiwis trust

AA Member benefits

AA Member Benefits

AA Members enjoy a 0.5% p.a. discount on their fixed loan interest rate with a valid AA Membership number upon application.

AA brand

The AA

The AA has been trusted with helping millions of Kiwis through life’s journeys since 1903. Since then the AA has expanded to provide many diverse services including finance. AA Money would like to help you sort your money needs.

50c off per litre

25c off per litre

Get a one-off discount from AA Smartfuel with 25c off per litre (up to 50 litres) when you provide your valid AA or Smartfuel Membership number.

How do I get a loan?


Get it sorted today

  1. Complete our simple application form

  2. Send us any supporting documentation we ask for

  3. If successful, your loan will be paid out!

Want even more information about applying? Go to our application guide

Want even more information about applying?

Go to our application guide

We can help sort all your vehicle needs

“Stress free, well informed, flexible. A great experience!”

- Andre

AA Member Discount

Apply now

Apply with ease

Using our fast and secure approval process


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Need help?

Our friendly team are here to answer all your questions

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Fast & secure online application

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Why choose AA Money?

Trusted NZ brand

Borrow with confidence

The AA has been guiding millions of Kiwis through life’s journeys and helping members in times of need since 1903. Choose a loan backed by one of New Zealand's most trusted brands.

Quick Easy process

Quick & easy process

Fill out our simple online application form or call us to have one of our friendly lending specialists help you through the process.

No surprise costs

No surprise costs

All of our fees are clearly laid out on our pricing page. We strive to keep them as simple, transparent and as low as possible for you.