Motorcycle and moped financing from 9.65% p.a.*

A motorcycle loan from AA Money could help you cover the costs of purchasing a new or used motorcycle or moped.

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Why get a motorcycle loan with us?

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Flexible loan options

We offer interest rates from 9.65% p.a. with flexible loan terms from 1 to 5 years, and repayment options (weekly, fortnightly and monthly), to suit your needs.​

AA Member benefits

AA Member Benefit

AA Members receive a $50 establishment fee discount upon presentation of a valid AA Membership number.

Quick Easy process

Get a fast decision

You can get an online decision fast by using our online car loan calculator and application form. Once you have applied, we aim to get back to you within one business day.

Transparent

Transparent

We want you to know exactly where you stand from the very beginning. Our fees are communicated to you up front and there are no hidden costs.

Trusted

Trusted

Life's big decisions require trust, and for over 120 years, the AA has supported Kiwis when they need it the most.

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How to apply?

Our motorcycle loans calculator can help steer you in the right direction. You can quickly work out how much you can borrow and what your repayments could be.

Apply now

Motorcycle licensing

Below is some practical information around getting your motorcycle licence from the team at AA Driving School. 

To ride a motorcycle, you need a motorcycle licence. There are three types of motorcycle licences - learner, restricted and full licence. 

The process to get a motorcycle licence is different from getting a licence to drive a car. Please see below for more information about the process. 

Motorcycle learner licence

You must be at least 16 years old to apply for your motorcycle learner licence. There are two main steps:

  1. Complete basic handling skills test (BHST) with a motorcycle instructor. Recommended training and assessment providers.
  2. Sit learner licence test. Once you have completed a basic handling skills test, you will need to take your learner licence theory test.

Practice for the learner licence theory test. You can book, pay for and sit the test at any AA Licensing Agent around New Zealand.

Motorcycle restricted licence (class 6)

There are two options:

First option: Practical test option

  • You must have held the class 6 learner licence for minimum of six months and be at least 16 ½ of age before applying.
  • Sit and pass the 6 restricted practical test

Second option: Competency based training and assessment (CBTA) option  

  • Be assessed by an approved CBTA provider at any time.
  • Produce 6R CBTA certificate at the driver licensing agent to apply for class 6 full licence.
  • You must have held the learner licence for minimum of six months and be at least 16 ½ of age before applying.

For a motorcycle restricted licence you will need to successfully complete the competency-based training and assessment (CBTA) to apply for your licence.

If you have your motorcycle learner licence, there is no minimum time before you can apply for your motorcycle restricted licence. You need to be at least 16.5 years of age before applying though.

To book a CBTA or motorcycle riding lessons, we recommend contacting an approved motorcycle instructor.

Recommended motorcycle training and assessment providers.

Frequently asked questions

*Lending criteria, fees, terms and conditions apply. 

Actual rate will be allocated based on AA Money credit criteria.

Establishment fee of $235, Personal Property Security Register (PPSR) fee of $10.35, and Account maintenance fee of $2/month apply. For more information on interest rates, and the total cost of borrowing, view our pricing.

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Using our fast and secure approval process

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