What's next for you?
AA Money offers Secured Personal Loans for:
- Debt Consolidation/Refinance
- Home Renovations
- Holidays/Travel
- Ceremonial Events (Weddings, Funerals)
- Other (Study, Medical Expenses, etc.)
What is a Secured Personal Loan?
A Secured Personal Loan is a loan that uses a vehicle you own as security against your loan. With this security against your loan, we are able to offer you a more competitive interest rate. This security is registered to us during the term of your loan to cover the cost of the loan in the unlikely event that you are unable to pay it back.
Flexible loan options
- Low, standard rates from 9.95%* p.a.
- $0 monthly account fee
- Pre-approved rates guaranteed for 45 days
- Borrow up to $50K
- Loan terms from 12 months to 5 years
*Normal lending criteria, terms, conditions and fees apply
Tailored to you
We are here to help you sort a loan that meets your unique money needs.
Talk to us to see if you qualify for a secured personal loan.
How to Apply
Have your ID details handy and click on the button below to fill out a quick application form and we’ll get back to you as soon as possible!
$60 off establishment fee
If you're an AA Member, you can receive a discounted loan establishment fee when you apply and provide us with your valid AA Membership number.
What makes us different
Simple
We strive to be as simple and understandable as possible in all of our communications with customers and others.
Transparent
Our fees are upfront and there are no hidden costs. Our communications are clear and transparent.
Trusted
The AA is one of New Zealand’s most respected and trusted brands and AA Money will live these time-honoured values.
Connected
AA products and services reach over 3 million Kiwis. AA Money can connect customers to valued benefits across the AA brand.