Boat Loans

We understand why you want a boat, and we want to help you buy it!

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Key points

Quality time with family & friends

Create amazing memories and great bonds as you entertain those who mean the most to you on your own boat! With New Zealand’s beautiful rivers, seas, and lakes there will always be somewhere new to get away with the family.

Health benefits

Studies have shown that boating reduces stress levels and the likelihood of depression through spending time with family & friends in the fresh air and sun. Related activities such as water sports, swimming, fishing, and diving are good exercise too!

Flexible loan options

  • Outboard motor and trailer boat financing
  • Conditionally approved loans valid for 30 days
  • Borrow up to 100% for a personal use vehicle
  • Loan terms from 1 to 5 years

     *Lending criteria, feesterms and conditions apply.

AA Expertise

AA Money can connect you to the wider expertise and benefits provided by the AA, including motor vehicle services to help you on your vehicle ownership journey.


How to Apply

Have your ID details handy and click on the button below to fill out a quick application form and we’ll get back to you as soon as possible!


What makes us different



We want you to know exactly where you stand from the very beginning. Our fees are communicated to you up front and there are no hidden costs.



Life's big decisions require trust, and for over 120 years, the AA has supported Kiwis when they need it the most.

Apply with ease

Using our fast and secure approval process

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