A personal loan tailored to your needs
Tailored to you
Our personal loans are designed around you, to suit your lifestyle and your unique money needs. With our online application, you can apply anytime, anywhere.
Flexible options
We offer interest rates from 12.5% p.a. and you can borrow between $5,000 and $50,000. Our flexible loan terms from 1 to 5 years and repayment options (weekly, fortnightly and monthly) offer flexibility, to suit your needs.
Get a decision fast
Use our loan calculator to estimate your repayments, then submit your application online. We aim to get back to you within one business day.
What is a secured personal loan?
If you need to sort out your finances, plan a life event like a wedding or to finally make a start on those home improvements, a personal loan from AA Money could help.
A personal loan from AA Money is a form of secured lending. We require a motor vehicle, or motor vehicles, which you already own as security against your loan.
With a secured personal loan you’ll be charged interest on the amount you borrow over the term of your loan. You can get an estimate of the regular repayments required on your personal loan by using our loan calculator.
Is a personal loan right for you?
As a responsible lender, AA Money must make reasonable enquiries to ensure the loan is affordable for you.
In some cases, a personal loan may not be the right option for you.
If you are unable to meet your loan repayment obligations, you risk losing your vehicle. If you have a personal loan with AA Money, and your debts are becoming difficult to manage, please talk to us.
What makes us different
Simple and clear
We strive to be clear, open and honest in our communications with our customers.
Transparent
We want you to know exactly where you stand from the very beginning. Our fees are easy to understand and they are communicated up front to you. There are no hidden costs.
AA Member Benefits
AA Members receive a $50 establishment fee discount upon presentation of a valid AA Membership number.
*Lending criteria, fees, terms and conditions apply. Interest rates range from 12.25% to 19.70% p.a. Actual rate will be allocated based on AA Money credit criteria.
Establishment fee of $235, Personal Property Security Register (PPSR) fee of $10.35, and Account maintenance fee of $2/month apply. For more information on interest rates, and the total cost of borrowing, view our pricing.