Type of source

Third party source

Information we may collect from/or share with this source

Why we collect the information

Credit reporting agencies

Equifax

PO Box 912012, Victoria St West, Auckland

Contact details and privacy statement:

Website - www.equifax.co.nz

Email – public [email protected]

§  Personal identification details

§  Employment related information

§  Consumer credit liability information

§  Repayment behaviour history

§  Creditworthiness measures

§  Negative credit results

§  Conducting credit checks and verifying information, confirming identity and address, and evaluating credit applications

Centrix

PO Box 62512, Greenlane, Auckland

Contact details and privacy statement:

Website - www.centrix.co.nz

Email - [email protected]

Debt collection agencies

Aorangi Debt Collection

PO Box 42143, Tower Junction, Christchurch  

Contact details and privacy statement:

Website - https://www.aorangi-debt.co.nz

Email – [email protected]

§  Personal information details

§  Default details

§  Repayment arrangements

§  Collection conduct instructions

§  Conduct debt collection and/or repossession activities

§  Support responsible lending and make sure collections are accurate, fair and compliant

§  Locate and communicate with customers to verify current information and discuss potential solutions

§  Oversee and assess overdue lending, and facilitate sustainable arrangements to help prevent default

Baycorp New Zealand

Private Bag 92063, Victoria Street East

Auckland  

Website: https://www.baycorp.co.nz

Email: [email protected]

Consumer Credit Management Ltd

Website: https://www.ccml.net.nz

Email: [email protected]

Government agencies

New Zealand Transport Agency  (NZTA) - Driver Licence Register

Contact details and privacy statement:

Website - www.nzta.govt.nz

§  Personal information

§  Class or classes of vehicles to which the licence applies

§  Endorsements and/or conditions applying to the licence

§  Information about disqualifications, limited licences, alcohol interlock and zero alcohol licences

§  Information about suspensions, revocations, cancellations or terminations of the licence

§  Organ donation information

§  Ensure customers have a valid licence relating the vehicle for which they are obtaining finance from us

§  Assist in meeting AML/CFT obligations in carrying out due diligence to identify customers

New Zealand Transport Agency (NZTA) -Motor Vehicle Register

Contact details/privacy statement/ability to “opt out”:

Website - www.nzta.co.nz

§  You may notify the Registrar of Motor Vehicles (NZ Transport Agency Waka Kotahi) if you do not wish to have your name(s) and address(es) made available to authorised users under section 241 of the Land Transport Act 1998.

§  Note – individuals can choose to restrict access to their information however doing this means that we cannot verify the information required to support an application for finance.

§  Personal information about people registered (past and present) to motor vehicles.

§  Details of registered vehicles including make/model/usage category/cc rating/odometer reading/whether imported

§  For specified purposes under  section 241 of the Land Transport Act 1998 and Gazette Notice 2022-au4072 to collect vehicle owners name and address from the New Zealand Motor Vehicle Register, in accordance with our authorisation to access the Motor Vehicle Register

§  For the purpose of assessing applications for vehicle-related finance or verifying registered ownership where we hold, or intend to hold, a security interest in a vehicle